--- title: Tax Planning Services for High Earners & Investors | HW Tax Strategies description: "Tax planning services for high earners, business owners, and real estate investors: pre-sale deferral, post-sale mitigation, and family office planning. Book a consultation with HW." --- [Skip to main content](https://hwtaxstrategies.com/services#maincontent) [Login](https://login.orionadvisor.com/login.html?g=6ad25fdc-1d37-4c1d-80b1-f64d1cd5c2e5&e=2&i=1899) [Secure Documents](https://www.encyro.com/hwtaxstrategies) [![HW Tax Strategies](https://hwtaxstrategies.com/hs-fs/hubfs/Branding/Logos/Tax%20Strat%20logo%20-02.png?width=307&height=93&name=Tax%20Strat%20logo%20-02.png) ![Tax Strat logo -06](https://hwtaxstrategies.com/hs-fs/hubfs/Branding/Logos/Tax%20Strat%20logo%20-06.png?width=8536&height=2592&name=Tax%20Strat%20logo%20-06.png)](https://hwtaxstrategies.com) [Home](https://hwtaxstrategies.com/) [About](https://hwtaxstrategies.com/about) [Strategy](https://hwtaxstrategies.com/strategy) [Services](https://hwtaxstrategies.com/services) [Resources](https://blog.hwtaxstrategies.com/insights) - [Blog](https://blog.hwtaxstrategies.com/insights) - [FAQ](https://hwtaxstrategies.com/faq) [Contact Us](https://hwtaxstrategies.com/contact-us) Search for topics or resources Enter your search below and hit enter or click the search icon. 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Search for topics or resources Close Search [Home](https://hwtaxstrategies.com/) [About](https://hwtaxstrategies.com/about) [Strategy](https://hwtaxstrategies.com/strategy) [Services](https://hwtaxstrategies.com/services) [Resources](https://blog.hwtaxstrategies.com/insights) Resources [Resources](https://blog.hwtaxstrategies.com/insights) [FAQ](https://hwtaxstrategies.com/faq) [Blog](https://blog.hwtaxstrategies.com/insights) [Contact Us](https://hwtaxstrategies.com/contact-us) [Login](https://login.orionadvisor.com/login.html?g=6ad25fdc-1d37-4c1d-80b1-f64d1cd5c2e5&e=2&i=1899) [Secure Documents](https://www.encyro.com/hwtaxstrategies) SERVICES # Services for Entrepreneurs & High-Wealth Investors Every solution we design is built around your goals — to minimize taxes, preserve capital, and enhance long-term growth.   [LEARN MORE](https://hwtaxstrategies.com/contact-us) ## Our Tax Planning Services for High Earners, Business Owners, & Real Estate Investors Your personalized strategy is customized within three phases — ensuring your plan evolves as your wealth does. ![Pre-sale tax deferral structures icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/ServiceCard.png?width=192&height=192&name=ServiceCard.png) ### Pre-Sale Tax Deferral Structures Plan before you sell to capture full value and defer taxes on appreciated assets. ![Post-sale tax mitigation and reinvestment icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/ServiceCard%202.png?width=192&height=192&name=ServiceCard%202.png) ### Post-Sale Tax Mitigation and Reinvestment Strategies Redeploy proceeds strategically to offset gains and maximize after-tax returns. ![Family office and legacy planning icon](https://hwtaxstrategies.com/hs-fs/hubfs/Strategy/StrategyPillarsSection%201.png?width=192&height=192&name=StrategyPillarsSection%201.png) ### Family Office Design and implement structures to more easily manage wealth while using tax advantaged rules  ![High Income Tax Solutions Icon](https://hwtaxstrategies.com/hs-fs/hubfs/Strategy/StrategyPillarsSection%202.png?width=192&height=192&name=StrategyPillarsSection%202.png) ### High Income Tax Solutions Control tax brackets while offsetting high ordinary income taxable events ![Tax Efficient Wealth Management Icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/PostSaleCard%202.png?width=192&height=192&name=PostSaleCard%202.png) ### Tax Efficient Wealth Management Grow assets while controlling taxable events and generating tax benefits ![Estate Tax & Legacy Planning icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/ServiceCard%203.png?width=64&height=64&name=ServiceCard%203.png) ### Estate Tax & Legacy Planning Protect wealth efficiently through trust and philanthropic structures ## Pre-Sale Tax Deferral Structures Before selling a business, property, or appreciated asset, we design tax deferral strategies that legally defer or reduce [capital gains exposure](https://hwtaxstrategies.com/strategy) on business sales and appreciated real estate, guided by one of our dedicated capital gains tax strategists.   ![Installment sales trust icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/StrategyCard%201.png?width=144&height=144&name=StrategyCard%201.png) ### Installment Sales Trust (Deferred Sales Trust) Delay recognition of capital gains while keeping full sale proceeds invested. ![Secured private annuity trust icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/StrategyCard%202.png?width=144&height=144&name=StrategyCard%202.png) ### Secured Private Annuity Trust (SPAT) Convert assets into lifetime income with estate planning advantages. ![Qualified small business stock icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/StrategyCard%203.png?width=144&height=144&name=StrategyCard%203.png) ### Qualified Small Business Stock (QSBS) Structure equity to qualify for full exclusion on up to $15M in gains. [Request a Strategy Consultation](https://hwtaxstrategies.com/contact-us) [![Pre-sale tax deferral structures overview video](https://hwtaxstrategies.com/hubfs/Img_Media_Radio.webp)](https://www.youtube.com/watch?v=kMYxtrKlw_8) ## Post-Sale Tax Mitigation & Reinvestment Strategies Deploy proceeds intelligently to offset realized gains, reinvest tax-efficiently, and generate new opportunities. ![Qualified opportunity zone icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/PostSaleCard%201.png?width=192&height=192&name=PostSaleCard%201.png) ### Qualified Opportunity Zones (QOZs) Defer capital gains and grow tax-free through Qualified Opportunity Funds in designated zones. ![Market-Based Offsets (Long-Short / Direct Indexing) icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/PostSaleCard%202.png?width=192&height=192&name=PostSaleCard%202.png) ### Market-Based Offsets (Long-Short / Direct Indexing) Use advanced equity structures to create controlled losses and offset taxable events. ![Tax Advantaged Investments icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/PostSaleCard%203.png?width=192&height=192&name=PostSaleCard%203.png) ### Tax Advantaged Investments Access advantaged investments, with compliant deductions & credits in energy, oil & gas, and film sectors ![Accelerated depreciation and K-1 losses icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/PostSaleCard%204.png?width=192&height=192&name=PostSaleCard%204.png) ### Accelerated Depreciation & K-1 Losses Front-load deductions and pass-through losses to reduce immediate taxable income. [Schedule a Consultation Today](https://hwtaxstrategies.com/contact-us) ## Family Office, Estate & Legacy Planning Securing your generational wealth. ![Family Office Structures icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/LegacyCard%202.png?width=168&height=168&name=LegacyCard%202.png) ### Family Office Structures Centralize management, reporting, and governance for multi-generational efficiency. ![Premium Financed Life Insurance Icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/LegacyCard%201.png?width=168&height=168&name=LegacyCard%201.png) ### Premium Financed Life Insurance Leverage global financing to fund estate coverage and preserve liquidity. ![Philanthropic Strategies Icon](https://hwtaxstrategies.com/hs-fs/hubfs/Services/LegacyCard%203.png?width=168&height=168&name=LegacyCard%203.png) ### Philanthropic Strategies Maximize deductions and impact through non-cash donations and charitable distributions. [Build Your Legacy Plan](https://hwtaxstrategies.com/contact-us) ## Your Wealth Deserves an Engineered Tax Strategy Stop overpaying. Start preserving. Let's design a tax strategy that works as hard as you did to earn your wealth. [Book a Consultation](https://hwtaxstrategies.com/contact-us) Location 650 South Cherry St. Suite 825 Denver, CO 80246 Phone: [(303) 777-7124](tel:+13037777124) Quick Links - [About](https://hwtaxstrategies.com/about) - [Strategy](https://hwtaxstrategies.com/strategy) - [Services](https://hwtaxstrategies.com/services) - [Resources](https://blog.hwtaxstrategies.com/insights) - [Contact Us](https://hwtaxstrategies.com/contact-us) - [Form CRS](https://hwtaxstrategies.com/hubfs/EBook/Horizon%20Wealth%20Form%20CRS%20Sept%202025.pdf) - [Terms & Privacy Policy](https://hwtaxstrategies.com/terms-and-privacy-policy) Connect With Us - [Facebook](https://www.facebook.com/people/Horizon-Wealth/61561017926430/) - [Linkedin](https://www.linkedin.com/company/hwtaxstrategies/) - [Youtube](https://www.youtube.com/@HWTaxStrategies) © 2026 HW Tax Strategies All Rights Reserved. © 2026 HW Tax Strategies. All Rights Reserved. Important Disclosures Investment advisory services are offered through Horizon Wealth, a Registered Investment Adviser. Registration does not imply a certain level of skill or training. Information provided by HW Tax Strategies, including through this website and associated links, is for informational and educational purposes only and should not be construed as an offer or solicitation to purchase or sell any security or as personalized investment, legal, accounting, or tax advice. Investment, financial planning, and tax strategies may not be appropriate for every individual. Clients should consult appropriate investment, tax, legal, and other professionals regarding their specific circumstances before implementing any strategy. Investment Risks All investments and investment strategies involve risk, including potential loss of principal, and no strategy can guarantee a profit or protect against loss. Unless specifically stated otherwise, investments are not guaranteed or insured. Investment results may be affected by market conditions, interest rates, economic conditions, liquidity, tax considerations, legislative or regulatory developments, and other factors. Financial or tax-planning strategies may require the purchase, sale, retention, concentration, or restructuring of investments and may create additional risks, including reduced liquidity, restricted access to assets, longer holding periods, concentration risk, transaction costs, and other financial consequences. Clients should consider both potential tax benefits and the investment risks and economic consequences before proceeding. Past performance is not indicative of future results. No representation is made that any investment or strategy will achieve its objectives or that clients will experience results similar to those presented in examples, illustrations, or educational materials. Tax and Planning Risks Tax laws and regulations are complex, subject to differing interpretations, and may change. Tax-related strategies depend upon a client's individual circumstances and applicable laws, regulations, administrative guidance, and judicial decisions. There is no assurance that any strategy will reduce, defer, or eliminate taxes or achieve an anticipated tax result. A tax or financial planning strategy may be challenged, modified, limited, or disallowed by the Internal Revenue Service, state or local taxing authorities, courts, or other governmental authorities. Certain strategies may increase the likelihood of additional scrutiny or an audit and could result in additional taxes, interest, penalties, professional fees, or other costs if the intended tax treatment is not accepted. Changes in tax laws, regulations, interpretations, or a client's circumstances may adversely affect a strategy after implementation. Strategies appropriate under current law may become less advantageous, unavailable, or subject to different tax treatment. Strategies may also involve significant implementation or ongoing expenses, including legal, accounting, valuation, administrative, investment management, custodial, insurance, trustee, filing, or other professional fees. These costs should be considered in evaluating a strategy's potential benefits. Client Responsibilities and Professional Advice Implementation and maintenance of financial and tax strategies may require accurate and timely information from the client, ongoing participation, execution of documents, adherence to deadlines, and coordination among the client's investment adviser, accountant, attorney, insurance professional, and other advisers. Failure to provide complete information or timely complete required actions may reduce a strategy's effectiveness or result in unintended financial or tax consequences. Unless specifically agreed otherwise in writing, Horizon Wealth and HW Tax Strategies do not provide legal or accounting advice. Clients should consult qualified tax and legal professionals before implementing tax, estate, business, or other strategies involving legal or tax consequences. Conflicts of Interest Certain recommendations or strategies may create actual or potential conflicts of interest, including situations in which Horizon Wealth, HW Tax Strategies, an affiliated person, or another professional may receive compensation or otherwise benefit from a recommendation. Material conflicts are disclosed as required by applicable law. Clients should review applicable disclosures and agreements regarding fees, compensation, affiliations, and conflicts before implementing a recommendation. No Guarantee of Results Financial, investment, and tax planning involve assumptions about future events that cannot be predicted with certainty. Projections, illustrations, estimates, and examples are hypothetical unless otherwise indicated and are not guarantees of future investment performance, tax savings, or financial results. Actual results may differ materially from those anticipated. Clients should evaluate strategies based on their objectives, financial circumstances, risk tolerance, liquidity needs, tax situation, and other relevant considerations and consult appropriate investment, tax, accounting, and legal professionals before implementation. [Form CRS](https://hwtaxstrategies.com/hubfs/Branding/Legal%20Documents/Horizon%20Wealth%20Form%20CRS%20Sept%202025.pdf)  |  [Terms & Privacy Policy](https://hwtaxstrategies.com/terms-and-privacy-policy) ```json { "@context" : "https://schema.org", "@id" : "https://hwtaxstrategies.com/#organization", "@type" : "FinancialService", "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Denver", "addressRegion" : "CO", "postalCode" : "80246", "streetAddress" : "650 South Cherry St., Suite 825" }, "alternateName" : "Horizon Wealth Tax Strategies", "areaServed" : { "@type" : "Country", "name" : "United States" }, "description" : "HW Tax Strategies engineers proactive tax strategies for high earners, business owners, and entrepreneurs, helping clients defer, mitigate, and reduce tax liabilities through advanced trust structures, tax-incentivized investments, and charitable planning.", "email" : "info@hwtaxstrategies.com", "founder" : [ { "@type" : "Person", 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